Lenders tightened their credit scoring criteria and chopped zero-interest periods on new credit card lending towards the end of 2019, a Bank of England survey has found.
British mortgage customers borrowed less in November than during the same month in 2018 as the country prepared for the election, new data has shown.
The proportion of low-deposit mortgages being handed out is at its highest since 2008, Bank of England figures show.
The number of homes being repossessed has jumped compared with a year ago, figures show.
A new survey of Scottish households has found that four-in-10 could be over £2,000 a year better off by switching their home loan.
A woman claims she risks becoming homeless because her factor’s continued demands for payment left her blacklisted.
Plans to make it easier for UK mortgage borrowers to shop around have been proposed by the City regulator after it found nearly a third of people are unable to find the cheapest deal.
Homeowners in the Highlands and Moray have halved the proportion of their disposable income that is going on mortgage payments in the last decade.
Almost 200 homes in the north and north-east have been bought using the UK Government's controversial Help to Buy scheme.