Calendar An icon of a desk calendar. Cancel An icon of a circle with a diagonal line across. Caret An icon of a block arrow pointing to the right. Email An icon of a paper envelope. Facebook An icon of the Facebook "f" mark. Google An icon of the Google "G" mark. Linked In An icon of the Linked In "in" mark. Logout An icon representing logout. Profile An icon that resembles human head and shoulders. Telephone An icon of a traditional telephone receiver. Tick An icon of a tick mark. Is Public An icon of a human eye and eyelashes. Is Not Public An icon of a human eye and eyelashes with a diagonal line through it. Pause Icon A two-lined pause icon for stopping interactions. Quote Mark A opening quote mark. Quote Mark A closing quote mark. Arrow An icon of an arrow. Folder An icon of a paper folder. Breaking An icon of an exclamation mark on a circular background. Camera An icon of a digital camera. Caret An icon of a caret arrow. Clock An icon of a clock face. Close An icon of the an X shape. Close Icon An icon used to represent where to interact to collapse or dismiss a component Comment An icon of a speech bubble. Comments An icon of a speech bubble, denoting user comments. Ellipsis An icon of 3 horizontal dots. Envelope An icon of a paper envelope. Facebook An icon of a facebook f logo. Camera An icon of a digital camera. Home An icon of a house. Instagram An icon of the Instagram logo. LinkedIn An icon of the LinkedIn logo. Magnifying Glass An icon of a magnifying glass. Search Icon A magnifying glass icon that is used to represent the function of searching. Menu An icon of 3 horizontal lines. Hamburger Menu Icon An icon used to represent a collapsed menu. Next An icon of an arrow pointing to the right. Notice An explanation mark centred inside a circle. Previous An icon of an arrow pointing to the left. Rating An icon of a star. Tag An icon of a tag. Twitter An icon of the Twitter logo. Video Camera An icon of a video camera shape. Speech Bubble Icon A icon displaying a speech bubble WhatsApp An icon of the WhatsApp logo. Information An icon of an information logo. Plus A mathematical 'plus' symbol. Duration An icon indicating Time. Success Tick An icon of a green tick. Success Tick Timeout An icon of a greyed out success tick. Loading Spinner An icon of a loading spinner.

Anger as RBS mobile vans across north operate free of charge

Post Thumbnail

Anger has been expressed after it emerged that the RBS mobile banking vans replacing local rate-paying branches across the north don’t have to pay for street trader’s licences.

The publicly-owned bank announced earlier this year it would close 62 branches in Scotland.

Then 10 were given a “stay of execution” until the end of the year, including Beauly, Castlebay on Barra, Inveraray, Melrose, Kyle of Lochalsh and Tongue.

RBS has said it will offer internet banking, mobile banking and Post Office banking instead of the closed branches.

Mobile vans already operate, have operated or are due to operate in Castlebay, Beauly, Kyle, Tongue, Inveraray, Turrif, Ellon, Dyce, Westhill, Stonehaven, Peterculter, Banchory, Aboyne, Ballater, Tarland, Insh and Kennay.

Branches in Wick, Aviemore, Nairn, Grantown on Spey, Banff, Turriff, Dyce, Bridge of Don, Ellon and Huntly are all being axed.

Rural councils across the north including Highland, Moray, Shetland, Western Isles, Argyll and Bute and Aberdeenshire have confirmed they don’t charge RBS to operate in their areas. However Aberdeenshire said it would review the situation.

Prices vary for street trader licences, but in Moray for example, the cost of a licence is £375 for a maximum of three years.

Western Isles MP Angus MacNeil called for a change in the rules so that the mobile vans be charged in some kind of way to operate. He said: “Banks claim vans do the same as branches. If so then they should be treated the same and a loophole that perverses incentive to close branches must be closed.”

A spokesman for RBS said: “We work closely with all councils in the areas our vans visit. Where the relevant council requires a trading licence we will work with them to obtain one. Different councils across the United Kingdom have different rules regarding trading licences and we monitor these rules closely.”

A spokesman for Aberdeenshire Council said: “We have not asked RBS to submit licences for their mobile banks at this stage and are giving consideration as to whether licences are required for the provision of such a service.”

Moray Council said: “Moray Council have never been asked for nor have issued a licence to mobile banks. The legislation does not appear to be specific on requirements for mobile banks in this regard.”

Highland Council said: “We have not previously insisted on mobile banks having street trader licences as, although they are handling money, they are not carrying out a service for money or money’s worth in the public place, so don’t come within the definition of street trading.”

Shetland said: “Our Environmental Health team have advised mobile banking activity is not considered licensable under the relevant legislation. No mobile banks in Shetland are required to apply for, pay and obtain a street trading licence.”

Western Isles and Argyll and Bute said licences aren’t required. No vans operate in Orkney.

Already a subscriber? Sign in