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Lloyds ‘well-placed’ to float TSB within weeks

Lloyds ‘well-placed’ to  float TSB within weeks

State-backed Lloyds Banking Group expects to launch a stock market float of the revived TSB business within eight weeks, it has said.

The offering will include a retail element for private shareholders.

Lloyds, which is still 25% owned by the taxpayer, also confirmed it remains on track to return to dividend payments in the second half of this year after a 22% increase in underlying profit to £1.8billion in the first quarter.

The group – rescued by the UK Government at the height of the financial crisis – was ordered to spin off more than 600 branches under EU rules on state aid, and has already rebranded the sites as TSB after the collapse of a deal to sell them to the Co-op.

Chief executive Antonio Horta-Osorio said: “Following the launch of TSB bank in the second half of 2013, we have continued to prepare for an IPO (initial public offering) of the TSB business. We are now well placed, subject to final regulatory approval and market conditions, to launch the IPO in the summer.

Mr Horta-Osorio added that Lloyds will be selling a minimum of 25% of the business in the offering.

The TSB bank is run by Paul Pester, who was appointed as chief executive last year to launch the new bank and oversee its separation from Lloyds.

Lloyds said it was in a strong position ahead of talks with the Prudential Regulation Authority in the second half of this year to restart dividend payments which could see a full-year reward for shareholders in May 2015.

Lloyds said it lent £2.6billion to first-time homebuyers in the first quarter, including £342million through the Government’s Help to Buy scheme. Loans to small and medium businesses grew by 5% in the past 12 months, it added.

In March, the UK Government reduced its stake in Lloyds to 25% after a £4.2billion placing of shares with institutional investors. It further cut the Treasury’s holding after a £3.2billion placing last September.

A further multibillion shares offering to members of the public is expected later this year.

When asked about when he would like to see the remainder of the taxpayer stake returned to private hands, Mr Horta-Osorio said: “We don’t have a preference about this.” Lloyds shares recovered from recent weakness to stand 3.7p higher at 79.1p, a rise of nearly 5%.